What kind of programs does ARCH have?
ARCH finances homes through various programs. Some are federally funded and target a specific Area Median Income (AMI) bracket as defined by HUD. Other programs are funded through partnerships or private funds, and may have different AMI targets, or no income limitations (but generally a net worth cap and other requirements).
What does ARCH have available for Purchase? 
There is on new home are that should be available in the summer of 2025. This opportunity is for households earning up to 80% of Area Median Income which is based on household size. For details: https://5b-realestate.com/8-punkin
Area Median Income Table for the 80% AMI/Category 4:
| Household Size | Maximum Income Per Year |
| 1 Person | $56,250 |
| 2 Person | $64,250 |
| 3 Person | $72,300 |
| 4 Person | $80,300 |
| 5 Person | $86,750 |
| 6 Person | $93,150 |
There are already built ARCH homes that may come up for resale from time to time, so it is a good idea to get on the list.
To Apply:
Fill out the form according to your income, and email it along with a Pre-Qualification letter.
Applications:
ARCH Purchase Application HOME – 80% Area Median Income
ARCH Purchase Application Category L/Local Workforce – No Income Limit
First Time Home Buyer Class – Idaho Housing
You must complete the Finally Home Homebuyer class online prior to close. idahohousing.com/homebuyers/homebuyer-education
List of Lenders
It is important to work with a lender who know Deed Restrictions (there may be others). These lenders have experience.
Looking for a rental?
ARCH’s rentals are managed by the Housing Company …
